VP of Product – Lending

Up £110,000 (Negotiable) + Lucrative Bonus + Benefits

London – Hybrid Working

I am delighted to be partnering with one of the world’s leading global banks with recruitment in their product team. This role will encompass building a brand-new lending platform on an already existing all-inclusive consumer platform. This is quite easily one of the most exciting opportunities in the Fin-tech space and would be an amazing chance for you to bring your skill set to this new team and be a part of something career defining. 

Key responsibilities will include:

• Support development the product strategy for unsecured lending product across revolving and instalment credit
• Form part of the team defining product requirements with the ability to provide product feature recommendations based off analysis
• Work with technology partners to define the product roadmap and build lending product and features

• Ensure products are Legal and Regulatory compliant and ensure products are updated as regulation evolves
• Use qualitative and quantitative data to build robust business case and use MI and analytics to measure and manage performance
• Work cross functionally to build out the acquisition strategy and product pricing
• Work across the customer life cycle to assess product usage and customer suitability and identify opportunities to enhance product offering.
• Identify, manage, and mitigate risks associated with the product

Your capabilities:

• Strong understanding of unsecured lending and proven track record of working on unsecured lending portfolios (specifically Credit Cards and/or instalment credit)
• Experience of developing or utilizing digital solutions for unsecured lending products
• Detailed understanding of the revenue and cost drivers of lending and understanding of the leavers to drive engagement and revenue
• Understanding of the Regulatory environment and demonstrable ability to manage compliant lending products
• Experience of managing risk and specifically working closely with Credit Risk
• Proven track record of using data and insight to drive product strategy
• Experience in deconstructing existing products and reconstructing them for the future
• Understanding that as a product owner you are the advocate of the user
• Developing ability to clearly communicate product needs and intent
• Demonstrates ability to handle multiple priorities / deadlines without compromising quality
• Developing ability to incorporate user needs, business needs, and technical constraints/opportunities into the product development process
• Must be capable of independent decision-making as well as able to take direction

For more information, please feel free to reach out to me directly on 01223 620868 or maroof@socode.co.uk. Or you can simply click apply and I will reach out to you if your profile is suitable for the role before making a submission to share more details and discuss your application.