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VP of Product Lending

Job description

VP of Product – Lending

Up £110,000 (Negotiable) + Lucrative Bonus + Benefits

London – Hybrid Working

I am delighted to be partnering with one of the world’s leading global banks with recruitment in their product team. This role will encompass building a brand-new lending platform on an already existing all-inclusive consumer platform. This is quite easily one of the most exciting opportunities in the Fin-tech space and would be an amazing chance for you to bring your skill set to this new team and be a part of something career defining. 

Key responsibilities will include:

  • Support development the product strategy for unsecured lending product across revolving and instalment credit
  • Form part of the team defining product requirements with the ability to provide product feature recommendations based off analysis
  • Work with technology partners to define the product roadmap and build lending product and features
  • Ensure products are Legal and Regulatory compliant and ensure products are updated as regulation evolves
  • Use qualitative and quantitative data to build robust business case and use MI and analytics to measure and manage performance
  • Work cross functionally to build out the acquisition strategy and product pricing
  • Work across the customer life cycle to assess product usage and customer suitability and identify opportunities to enhance product offering.
  • Identify, manage, and mitigate risks associated with the product

Your capabilities:

  • Strong understanding of unsecured lending and proven track record of working on unsecured lending portfolios (specifically Credit Cards and/or instalment credit)
  • Experience of developing or utilizing digital solutions for unsecured lending products
  • Detailed understanding of the revenue and cost drivers of lending and understanding of the leavers to drive engagement and revenue
  • Understanding of the Regulatory environment and demonstrable ability to manage compliant lending products
  • Experience of managing risk and specifically working closely with Credit Risk
  • Proven track record of using data and insight to drive product strategy
  • Experience in deconstructing existing products and reconstructing them for the future
  • Understanding that as a product owner you are the advocate of the user
  • Developing ability to clearly communicate product needs and intent
  • Demonstrates ability to handle multiple priorities / deadlines without compromising quality
  • Developing ability to incorporate user needs, business needs, and technical constraints/opportunities into the product development process
  • Must be capable of independent decision-making as well as able to take direction

For more information, please feel free to reach out to me directly on 01223 620868 or Or you can simply click apply and I will reach out to you if your profile is suitable for the role before making a submission to share more details and discuss your application.